JASA JOKI GALBAY PINJOL— Telegram Channel

Serves as a spammy promotional channel for a service that helps people manage online loan debt by having their applications approved but then intentionally failing monthly payments. Content focuses on a 'GALBAY' method (money received stays with user) using fake data to bypass KYC and interest, with repeated claims of safety, speed (1-2 hours), and daily slots up to 250 million.

Highly repetitive spam content promoting a potentially fraudulent financial service.